Fair's in-house independent mortgage team can get you pre-approved - not just pre-qualified. Finding out how much you can borrow - and knowing that it's there when you need it - puts you at a great advantage over other buyers when it comes time to bid on a home.

Analyze your needs: Determine desired home and neighborhood. We will help you determine exactly what you and your family need in your next home. Taking that information into consideration, you are ready to embark on your home search.

Now that you've found your dream home, it's time to make an offer! We'll help you determine the offer price by reviewing comparable properties. Once your offer is made you may need to negotiate with the seller to reach an agreement--which is our specialty.

Make final closing payments and sign remaining documents. Closing is where ownership of the home is legally transferred from the seller to the buyer. Upon closing, We'll give you the keys, so you can start moving and enjoying your dream home.